Key Financial

Lend to those with low credit scores to lift downtrodden neighborhoods

People with scores below 500 are often in communities that suffer the most from economic hardship and violence. Banks and regulators can do more to qualify them for financing, ultimately creating healthier local economies.

Council Post: Seven Pervasive Myths About Real Estate Down Payments

Despite the vast amount of information available about real estate purchases, some myths still persist.

Shop For a Personal Loan With a Low Credit Score

You still can snag a personal loan when your credit score stinks. Here’s how.

Here’s how easy financial conditions are in credit, according to Deutsche Bank

Lending standards in the U.S. are the easiest ever for companies, with real yields in corporate credit markets falling to their lowest level, according to a research note from Deutsche Bank.

How much does your credit score affect your mortgage rates?

The drop from excellent to fair credit will cost you $21,000 over the life of a 30-year loan. Learn how to improve your credit score and save on a mortgage.

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

Where Does Financial Aid Come From?

Once you hit send on those financial aid applications, what happens next? Money doesn’t suddenly fall onto your doorstep, so where does it come from? In being a good consumer, it is good to know this information. Where do financial aid dollars come from? There are 4 primary sources of financial aid: Federal Government (58% of …

Ask Chuck: How to Recover from Financial Infidelity

Financial infidelity is, in effect, cheating on a spouse. It is a growing problem. To function properly, a marriage takes both hands working together under a common head. Communication and planning grounded in biblical financial principles are the keys to financial success.

How I Rebounded From My Husband's Financial Infidelity

The author of 'Gold Diggers and Deadbeat Dads' explains how she was gobsmacked by financial infidelity and ways to avoid that happening to you.

Steven Merrell, Financial Planning: The softer side of financial planning

By Steven MerrellFinancial PlanningAs a financial planner, I love helping people find answers to their questions. Sometimes they ask me about long-term financial strategy. At other times, their questions are more immediate in nature, l

How to Declare Financial Independence Like Harry and Meghan

Whether you’re giving up a royal stipend or just paying for your own cell phone plan, here are tips to claim your financial independence.

How To Successfully Appeal A Financial Aid Award

It's possible to appeal your financial aid award, but there are several things you should know before you try to negotiate it. Here's how you can try to boost your financial aid at the college of your choice.

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Learn more about Financial Abuse

Financial abuse occurs in 99% of domestic violence cases. Learn more about this form of abuse and access resources for survivors and advocates.

Keep Momma Away from This Financial Adviser

When a family member wants to be your financial adviser, watch out!

How Siblings Affect Financial Aid Packages

Having two kids in college will affect financial aid. Learn about the EFC & how to navigate the sibling factor.